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How the Banking System Really Works - cnbc.com Very few people understand how the modern banking system really works. They have in their heads a model they learned from text books in which banks take deposits from customers, then lend out ... The Importance of Statistics in Many Different Fields The Role of Statistics in Banking. Banks use statistics for a great number of the services they offer. A bank works on the idea that someone will deposit their money and not withdraw all of it later on. They earn their profit by lending money to others with interest, and the money they use is the money other people deposit.
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